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Insurance Association and the Thai Life Assurance This plan covers death, loss of organs, loss of sight,
Association. The Road Accident Victims Protection Co., permanent disability, funeral expenses for death from
Ltd. has been assigned to be the project manager in illness (Except death from illness within first 90 days)
charge of underwriting and claim process. So far, 12 and all accidental cases. The package comprises 3 plans,
companies have joined the project (8 non-life and 4 life i.e. one with sum-insured of 50,000 Baht, 40,000 Baht
companies) who share the risks at equal proportion. The and 30,000 Baht and the premium of 400, 320 and 240
MOU was signed by both organizations on April 23, 2010 Bht., respectively.
and the project was officially launched on September
12, 2010 at the Thai-Japan Youth Cultural Center. 14. PA Insurance Plan for the Disables
Since the project has been implemented, 233 In response to the policy of the Senate’s Social
motorcyclists have bought insurance protections with a Development and Child, Youth, Women, Senior Citizen,
total premium income of 110,000 Baht. So far, a total of the Disables and the Deprives Persons Committee and
100,600 Baht claim payments have been made to 2 the Office of Insurance Commission, the Committee
cases (Death and Injury). The representatives of General jointly worked with the Thai Life Assurance Association to
Insurance Association joined the claim payment presentation develop an underwriting guideline for insurance personal
event organized at the Bangkok Metropolitan Administration Accident insurance, life insurance, health insurance and
on October 12, 2010. endorsement to cover the disables. The Committee has
approached member companies, some of whom already
12. “Travel With Peace Of Mind by Travel Accident (TA) express their readiness in this underwriting guideline.
Insurance 2010 Project”
The “Travel With Peace Of Mind by Travel Accident 15. Income Compensation While Being Hospitalized
(TA) Insurance Project” was implemented during major Endorsement
holidays throughout the year 2010 by the Committee and The Office of Insurance Commission has asked for
member companies who joined the events by either the views on the drafted amendments the conditions or
putting public relation boards or by selling Travel endorsements of the income compensation while
Accident (TA) policies at their headoffices in Bangkok or hospitalized insurance policy. The Committee has
branch offices in the provincial areas. Seven companies already submitted the views to the OIC, along with the
have joint the project as follows: views of member companies.

16. File and Use Premium Rates
No. Event Date
The PA and Health Insurance Club has completed
1. Songkran and Summer School Holiday April 1-May
31, 2010 the premium rating for the file and use policies to
support the insurance policies announced to be used by
2. Arsanhabucha, Lent and Mother’s Day July 25-August
15, 2010 the Office of Insurance Commission. The premium rate
3. New Year December 1 can also be used by member companies to improve their
-January 31, 2010 health insurance business operation. The Committee is
in the process of consulting with 10 member companies
13. Foreign Workers PA Insurance who offer the product and with the OIC.
In response to the initiative of the Department of
Employment, the Ministry of Labor to provide personal 17. PA and Health Insurance E-Learning
accident insurance to foreign workers, the Committee The PA and Health Insurance Club implemented the
joined the Thai Life Assurance Association and the PA and Health Insurance E-Learning Project in order to
Office of Insurance Commission to develop the “Migrant increase knowledge and understanding on underwriting
Workers PA Insurance Plan” for 932,255 foreign workers and claim process to staff of member companies who
who are under the government’s 2 year leniency program. could apply the gained knowledge into their works and

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